Independent Property Insurance Solutions Across Five States
Insurance Connections Agency is an independent agency serving property owners in New York, New Jersey, Connecticut, Florida and Colorado. We specialize in property coverage and shop multiple carriers to find the right fit.
“If you haven't shopped around for insurance lately, you are paying too much.”
Insurance Shouldn't Feel Impersonal
Insurance has become increasingly automated, but complicated property risks often require an actual conversation. Chuck remains directly involved in his agency's customer service — emphasizing availability, responsiveness and helping clients work through insurance questions.
Independent Options
Compare available insurance options from multiple carriers.
Direct Communication
Talk directly with an experienced insurance professional.
Property-Focused Coverage
Solutions for homeowners, landlords, investors and other property owners.
Responsive Service
Questions, quotes and coverage issues receive personal attention.
Strategic Insurance Agency Alliance (SIAA) Member
Insurance Connections Agency is a member of SIAA (Strategic Insurance Agency Alliance). With a 17-year membership granting access to over $17 billion in combined carrier relationships, this affiliation strengthens our ability to shop top-rated national and regional insurers for your coverage. SIAA is an agency alliance; it does not itself provide or guarantee insurance coverage.
Property Insurance Specialties
Coverage for Every Kind of Property Risk
Not every property fits neatly into a standard homeowners policy. Explore the property-related coverage Insurance Connections Agency can help you compare.
Homeowners Insurance
Protection for the property you call home.
Learn moreProperty Insurance
Solutions for properties that don't fit a standard policy.
Learn moreLandlord Insurance
Coverage built for rental property owners.
Learn moreFlood Insurance
Dedicated flood coverage for rising-water risk.
Learn moreVacant Property Insurance
Coverage for empty and unoccupied properties.
Learn moreBuilders Risk Insurance
Protection during construction and renovation.
Learn moreLuxury Home Insurance
Private-client coverage for high-value homes.
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Meet Your Agent
Charles “Chuck” Greenberg
Founded in 2007 and led by Charles “Chuck” Greenberg, Insurance Connections Agency offers independent guidance for property, auto, personal, and business insurance across five licensed states.
When you call or message our office, you speak directly with Chuck. You get experienced recommendations and clear policy comparisons without waiting on automated phone queues.
Where We Help
Serving Property Owners Across Five States
Insurance Connections Agency serves clients in New York, New Jersey, Connecticut, Florida and Colorado.
Client Reviews
What Our Clients Say About Working With Chuck
5.0 rating across 120 Google Reviews. Here is what real policyholders say about our service.
“I've worked with Chuck for over five years. He helped us with our home, auto, and umbrella liability policies, always thoroughly researching to find our best solution.”
“Chuck has been our insurance agent since we moved from the UK ten years ago. He always ensures we have the best coverage for every situation and handles questions promptly.”
“We are absolutely thrilled with Chuck as our insurance agent! Chuck is the definition of professional, working tirelessly to secure the best rates and truly caring for his clients.”
“Chuck went above and beyond to review our property policies and find competitive rates without sacrificing coverage. Direct, honest, and extremely responsive.”
“Switched our home and auto policies to Insurance Connections Agency. Chuck saved us time and money while explaining exactly what our policy covered.”
“Chuck is our go-to agent for landlord and vacant property coverage. Fast quote turnarounds and unmatched property knowledge.”
Questions Answered
Property & Personal Insurance FAQs
Straight answers to common questions about homeowners, landlord, flood, vacant property, auto, umbrella, and business insurance.
Read more in our ResourcesWhat does homeowners insurance cover?
Homeowners insurance can provide protection for your home's structure, belongings, liability, and additional living expenses depending on the specific policy, limits, and exclusions.
Do I need separate flood insurance?
Yes, standard homeowners policies do not cover damage from external rising water. We write dedicated flood insurance policies through private carriers and the NFIP.
What insurance does a landlord need?
Landlords need a dedicated rental property policy rather than a standard homeowners policy. We help insure tenant-occupied single-family homes, multi-unit buildings, and apartment buildings against dwelling damage, landlord liability, and loss of rental income.
Can you insure a vacant house?
Yes. Standard policies restrict coverage when a property sits vacant or unoccupied. We place specialized vacant property insurance for homes between tenants, undergoing renovation, in estate probate, or listed for sale.
What is builders risk insurance?
Builders risk insurance covers property and materials while a building is being constructed or substantially renovated. We tailor policies for project timelines, materials on site, and transitions into permanent coverage.
Why use an independent insurance agent?
We work for you, not a single insurance company. As an independent agency, we shop multiple top-rated carriers to compare coverage options and competitive pricing for your specific needs.
Can Insurance Connections Agency shop multiple carriers?
Yes. We partner with multiple insurance carriers through our SIAA affiliation so you can compare rates and coverage in one conversation.
What states does Insurance Connections Agency serve?
We serve clients in New York, New Jersey, Connecticut, Florida, and Colorado.
Can I talk directly to Chuck?
Yes. You'll work with Chuck directly on quotes, coverage reviews, and policy questions.
Do you also offer auto, umbrella and business insurance?
Yes. While property insurance is our core specialty, we are a full-service agency. We write personal auto, umbrella liability, motorcycle, boat, and recreational vehicle insurance, as well as separate business insurance policies for commercial property and operational liability.
Ready to compare your insurance options?
Talk directly with Chuck and get a personal review of your property insurance. No automated phone trees — just an experienced independent agent.